California-based Mercury Insurance compiled a list of the most affordable electric vehicles to insure. The list includes 2025 and 2026 model-year vehicles. Factors examined for the list include claims on similar vehicles, costs to repair and vehicle safety records. Mercury examined EVs available at car dealerships today.
This is the 10th year that Mercury has published this list.
The top 10 EVs that are the most affordable to insure, beginning with the most affordable make, are:
- Chevrolet Blazer EV
- Chevrolet Equinox EV
- Nissan Leaf
- Kia Niro EV
- Ford F-150 Lightning
- Hyundai Kona EV
- MINI Cooper SE
- Hyundai IONIQ EV (all models)
- Fiat 500e
- Subaru Solterra/Toyota BZ4X
Mercury put together a list of the most affordable trucks and SUVs to insure earlier in August. Hyundai and GM were also well represented on that list. Two Chevrolets and a Hyundai topped the list of the most affordable new trucks and SUVs to insure for 2025.
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