ÌìÃÀÍøÕ¾´«Ã½´«Ã½

Standard & Poor’s Ratings Services placed its “BB+” counterparty credit and financial strength ratings on the members of the Kemper Insurance Cos. Intercompany Pool on CreditWatch with negative implications because Kemper will reportedly be significantly challenged to meet S&P’s expectations in terms of earnings,
capital adequacy, and future interest payments on the surplus notes.

S&P’s also said that it placed on CreditWatch negative its surplus notes rating on Lumbermens Mutual Casualty Co. and lowered it to “CCC” from “B+.”