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Nuts & Bolts: ÌìÃÀÍøÕ¾´«Ã½´«Ã½ Excess Casualty, a division of American Home Assurance Company, part of American International Group Inc., introduced xsInResponse, a new product that provides excess liability coverage for risks previously covered by an insurance carrier that is now insolvent. Available as an endorsement to ÌìÃÀÍøÕ¾´«Ã½´«Ã½ Excess Casualty’s commercial umbrella liability policy, Umbrella Prime, xsInResponse allows policyholders to reduce insolvency-related vulnerabilities in excess liability insurance programs dating back to 15 years. xsInResponse coverage is claims-made coverage that responds to incurred but not reported claims. UmbrellaPrime, available with up to $50 million in limits, also includes crisis management funds, access to professional expertise and immediate, 24/7 access to specialists who can help companies manage a crisis.

Dollars: The endorsement to commercial umbrella has $50 million in available limits, $1 million trailing SIR, and no minimum premium.

Carrier: Underwritten through ÌìÃÀÍøÕ¾´«Ã½´«Ã½ Excess Casualty, nonadmitted.

States Available: All.

Contact: Richard Tallo, (212) 458-6104 or richard.tallo@aig.com.

Topics Excess Surplus ÌìÃÀÍøÕ¾´«Ã½´«Ã½