Nuts & Bolts: Insurance Company of the West will offer admitted stand-alone property terrorism coverage for most states around the country. Additional states, including New York, New Jersey, Vermont, Connecticut, Delaware, Maine, Massachusetts, New Hampshire and the District of Columbia will be added in the future. It covers certified and/or non-certified acts of terrorism. Excluded is loss caused by terrorism involving release or dispersal of nuclear, radioactive, biological, or chemical materials. It has business interruption coverage for 12 months (no contingent BI) including ordinary payroll. ICW Group is rated “A-” IX by A.M. Best. This coverage is available through appointed agents and brokers.
Dollars: Limits up to $20 million per location, subject to specific proximity guidelines. Deductibles are determined on risk specific issues.
Carrier: Insurance Company of the West
States Available: Most, with nine Eastern states being added.
Contact: Carol Pringle, (858) 350-2639, or cpringle@icwgroup.com.
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