Global commercial insurance rates during the third quarter decreased 4%–driven by property–which follows a 4% decline in Q2 2025, said John Doyle, president and CEO of Marsh McLennan, quoting Marsh’s Global Insurance Market Index, which skews toward large account business.
Overall, rates were down in the U.S. by 1%; Canada by 3%; the UK, EMEA, Latin America, and Asia were all down mid-single digits; and Pacific decreased by double digits, he said during MMC’s Q3 earnings call with equity analysts.
Bucking the trend toward softening rates was global casualty, which increased 3%, while U.S. excess casualty rose 16%, “reflecting continued pressure in the liability environment,” Doyle said.
Workers’ compensation decreased by 5%, global financial and professional liability rates were down 5%, while cyber decreased 6%, he added.
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