Top 4 Alternatives to Purchasing Homeowners Insurance March 4, 2024 By Patrick Wraight Homeowners insurance companies are having a rough year. What’s worse is that they seem to be taking it out on...
Mortgage Value Limit for Homeowners? That Sounds Like a Bad Idea January 5, 2024 By Patrick Wraight For context, I suggest that you read this Insurance Journal story that provides some details related to the bill that...
The Unique Risks of an Artisan Contractor September 18, 2023 By Patrick Wraight When you hear or read the term, “artisan contractor,” what do you think of? Don’t search it, and if you...
Nonprofits and Risk Management August 21, 2023 By Patrick Wraight When you ask the internet what a nonprofit organization is, you get several answers. Many of those answers have to...
Should Insurance Drive Increased Firearm Safety? June 19, 2023 By Patrick Wraight It seems almost weekly there is a story or two in the national headlines addressing gun violence in the U.S.,...
2 Firearm Situations. Maybe They’re Covered. May 17, 2023 By Patrick Wraight NOTE: This is an excerpt from a longer article on IJ. Here’s the full article. When it comes to firearms...
Viewpoint: Should Insurance Drive Increased Firearm Safety? May 17, 2023 By Patrick Wraight It seems almost weekly there is a story or two in the national headlines addressing gun violence in the U.S.,...
Risk Management Considerations for Condo Association Boards April 3, 2023 By Patrick Wraight The condo association takes on a special level of responsibility because of the unique form of ownership that is the...
A Variety of Risk Exposures Exist at Marinas Big and Small March 20, 2023 By Patrick Wraight Marinas are places where people interact with boats. Maybe that’s not earth-shattering to you but consider all that it means...
The Imperfect World of Insurance November 21, 2022 By Patrick Wraight In a perfect world, there would be perfect markets, including a perfect insurance market. A perfect market means that every...