policy language Archives - Insurance Journal /topics/policy-language/ Insurance Journal delivers the latest business news for the Property/Casualty insurance industry Tue, 10 Mar 2026 13:22:15 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 /app/uploads/2015/12/cropped-insurancejournal-32x32.jpg policy language Archives - Insurance Journal /topics/policy-language/ 32 32 Indiana Church Not Owed Replacement-Cost Payment for Fire Damage /news/midwest/2026/03/10/861205.htm Tue, 10 Mar 2026 07:00:39 +0000 /?p=861205 State Farm Adjuster’s Opinion Does Not Override Policy Exclusion in MS Sewage Backup /news/southeast/2026/02/17/858210.htm Tue, 17 Feb 2026 06:01:12 +0000 /?p=858210 Viewpoint: Prudent or Not, an Insured’s Extra Expense Must Be Strictly ‘Necessary’ /news/national/2025/12/04/849850.htm Thu, 04 Dec 2025 06:00:32 +0000 /?p=849850 Viewpoint: Sins of Policy Interpretation. A Call to Repentance /news/national/2025/11/21/848548.htm Fri, 21 Nov 2025 07:02:14 +0000 /?p=848548 Katrina 2005-2025: Property Policy Evolution /news/national/2025/08/28/837235.htm Thu, 28 Aug 2025 05:00:57 +0000 /?p=837235 20 Years Later, Hurricane Katrina’s Impact Echoes in Models, Mitigation and Reforms /news/national/2025/08/27/837013.htm Wed, 27 Aug 2025 15:00:01 +0000 /?p=837013 Viewpoint: Back to Basics – Risk Transfer Through Contracts and Insurance /news/national/2025/07/25/833172.htm Fri, 25 Jul 2025 05:06:09 +0000 /?p=833172 Explaining Deductibles After Multiple Florida Hurricanes /news/national/2024/10/16/796799.htm Wed, 16 Oct 2024 05:12:15 +0000 /?p=796799 London’s ExCel Centre Wins Insurance Appeal Over COVID-19 Losses /news/international/2024/09/06/791771.htm Fri, 06 Sep 2024 15:52:48 +0000 /?p=791771 Trigger Warning: Cyber Policy Wordings to Impact Coverage for Tech Outage /news/national/2024/07/22/784918.htm Mon, 22 Jul 2024 15:14:11 +0000 /?p=784918 Survey: Most Homeowners Believe Their Policy Covers Flood /news/national/2024/06/20/780393.htm Thu, 20 Jun 2024 05:19:08 +0000 /?p=780393 Washington Commissioner Wants Insurers to Modify Claims Process for Wildfire Victims /news/west/2024/03/06/763813.htm Wed, 06 Mar 2024 19:30:51 +0000 /?p=763813 Supreme Court Opinion on Maritime Law Solidifies Insurer’s Choice-of-Law Clause /news/national/2024/03/01/763076.htm Fri, 01 Mar 2024 16:14:12 +0000 /?p=763076 Home Depot Appeals to Get Defense Costs From CGL Policies for 2014 Breach /news/national/2023/12/15/752161.htm Fri, 15 Dec 2023 15:05:25 +0000 /?p=752161 Chubb Loses Bid to Enforce D&O Coverage Exclusions in Opioid-Related Case /news/national/2023/08/30/738450.htm Wed, 30 Aug 2023 16:07:39 +0000 /?p=738450 Insurer Must Defend Firm Sued for Selling Facial Recognition Program to Police /news/national/2023/06/16/725672.htm Fri, 16 Jun 2023 09:15:30 +0000 /news/national/2023/06/16/725672.htm Consistent Policy Wording Bringing Some Relief to Evolving Cyber Market /news/national/2023/05/19/721479.htm Fri, 19 May 2023 05:07:41 +0000 Motorcycle Rally Organizers Lose Bid for Coverage for Auto Accident /news/east/2023/03/24/713632.htm Fri, 24 Mar 2023 05:00:13 +0000 /?p=713632 Appeals Court Rules Insurers Not Obligated to Defend Distributor of Opioids /news/national/2023/01/17/703355.htm Tue, 17 Jan 2023 17:36:09 +0000 /?p=703355 No Coverage for Food Plant’s $2M Cost to Avoid Shutdown, Potential BI Claim /news/national/2023/01/09/702546.htm Mon, 09 Jan 2023 15:59:27 +0000 /news/national/2023/01/09/702546.htm Ransomware Did Not Cause Direct Physical Loss, State High Court Says /news/national/2022/12/29/701088.htm Thu, 29 Dec 2022 08:56:23 +0000 /news/national/2022/12/29/701088.htm Viewpoint: Hurricane Ian, Anti-Concurrent Loss Language, and Ambiguities /news/national/2022/10/04/688170.htm Tue, 04 Oct 2022 05:42:23 +0000 /?p=688170 Sunoco Subsidiary Sues ÌìÃÀÍøÕ¾´«Ã½´«Ã½’s National Union Over Climate Change Lawsuit Coverage /news/national/2022/08/17/680810.htm Wed, 17 Aug 2022 14:32:31 +0000 /?p=680810 Another State Supreme Court Rules No Coverage for COVID-19 Shutdown /news/national/2022/08/12/680295.htm Fri, 12 Aug 2022 08:30:38 +0000 /news/national/2022/08/12/680295.htm Travelers Wants Out of Contract With Insured That Allegedly Misrepresented MFA Use /news/national/2022/07/12/675516.htm Tue, 12 Jul 2022 14:48:57 +0000 /?p=675516 From Pandemic to Cyber War, Clear Policy Wording Is Key for Insurers /news/national/2022/06/15/671511.htm Wed, 15 Jun 2022 15:14:46 +0000 Is It Covered? The Unimpeachable Case of What ‘Are’ Is /news/national/2020/09/08/581747.htm Tue, 08 Sep 2020 11:48:50 +0000 /?p=581747 How Policy Silence on Pandemics May Bedevil Insurers on Coronavirus Claims /news/national/2020/03/26/562166.htm Thu, 26 Mar 2020 05:00:39 +0000 /?p=562166 Holiday Policy Language: Thanksgiving 2019 /blogs/academy-journal/2019/11/27/549754.htm Wed, 27 Nov 2019 15:21:40 +0000 /?p=549754 Insurance AI Firm RiskGenius Reports Additional Financing /news/national/2019/07/17/532559.htm Wed, 17 Jul 2019 14:15:10 +0000 /?p=532559